Discover it??Student Cash Back

            Rewards for College and Beyond

            No annual fee Apply Now

            Good Grade Reward

            Get $20 statement credit each school year your GPA is 3.0 or higher for up to next five years.6

            5% Cash Back Rewards

            Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com8 and more, up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases — automatically.

            Cashback Match

            We'll automatically match all the cash back you've earned at the end of your first year. There's no signing up. And no limit to how much we'll match.2

            Free Social Security number alerts
            We'll monitor thousands of?Dark Web sites when you sign up.1 Learn More about alerts.

            Phone alert Phone alert

            Compare Student Cash Back Credit Cards

            Table to compare Discover it? Student Cash Back with other cash back cards
            Discover it? Student Cash Back
            Discover it? Student Cash Back Capital One Journey Student Rewards Credit Card? Bank of America Cash Rewards Credit Card for Students? Citi Rewards+
            Student Card?
            No Annual Fee

            REWARDS

            Discover it<sup>?</sup> Student Cash Back
            Capital One Journey Student Rewards Credit Card?
            Bank of America Cash Rewards Credit Card for Students?
            Citi Rewards+
            Student Card?
            Get $20 statement credit each school year your GPA is 3.0 or higher for up to next five years.6

            Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically 2

            See issuers' websites for their new cardmember bonuses.

            Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more, up to the quarterly maximum each time you activate. 

            Plus earn 1% cash back on all other purchases

            See rewards for compared cards

            See For Yourself

            ?Cash back rewards – Capital One Journey Student Rewards Card: 1% on all purchases. Bank of America Cash Rewards Credit Card for Students: 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, 2% at grocery stores and wholesale clubs, 1% on all other purchases. Citi Rewards+ Card: 2% at Supermarkets & Gas Stations (for the first $6,000 per year and 1% thereafter) 1% on all other purchases. Round up to the nearest 10 points for every purchase and 10% points back on the first 100,000 points redeemed per year.

            Chart comparisons conducted by an independent research firm and based on competitor info compiled in June 2019.

            ?Compared card issuers may provide a FICO? Credit Score or other credit score and other credit information. See issuers' websites for further details.

            +Discover's free alerts are based on information from your Experian? credit report.

            Benefits that students can appreciate

            Switch your account on/off in seconds.

            You made it home, but your card didn't. No problem, just Freeze it? to prevent new purchases, cash advances and balance transfers on your account if you misplace your card.4

            Do you know your credit score?

            Lenders do and now you can, too. Get your FICO? Credit Score for free on monthly statements, online and mobile.5

            Learn More

            Breathe easier.

            Because we monitor every purchase, every day for suspicious activity. And, you're never responsible for unauthorized purchases on your Discover card account.

            At your service.

            Our U.S.-based customer service is here to help when you call—not to waste your time selling you other products.

            No annual fee

            • 0% Intro APR? for 6 months on purchases.

            • Then 15.24% to 24.24% Standard Variable Purchase APR will apply.

            Discover it? Student Cash Back credit card

            *?Intro purchase APR is 0% for 6 months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by ?then the standard purchase APR applies. Standard purchase APR: 15.24% variable to 24.24% variable, based on your creditworthiness. Cash APR:?27.24% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3%?Intro fee on balances transferred by ?and up to 5% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

            1. Discover? Identity Alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian? credit report and an alert when a new account is listed on your report; (b) daily monitoring of thousands of?Dark Web sites known for revealing personal information and an alert if your Social Security number is found on such a website. This information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. The Primary cardmember must agree online to receive identity alerts. Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. Monitoring your credit report does not impact your credit score. This benefit may change or end in the future. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. To see a list of Frequently Asked Questions, visit discover.com/freealerts.

            2. Cashback Match: No purchase minimums. After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, your cash back will not be matched. You've earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.

            3. Redeem Any Amount Any Time: We will credit your account with your cash back bonus balance if your account is closed or has not been used in 18 months.?See rewards terms and conditions.

            4. Freeze it?:?When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.

            5. FICO??Credit Score Terms:?Your FICO??Credit Score, key factors and other credit information are based on data from TransUnion? and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See?Discover.com/FICO?about the availability of your score. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. Discover and other lenders may use different inputs, such as FICO??Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO?is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

              If you prefer not to receive your FICO??Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit?Discover.com/FICO.

            6. Good Grade Rewards: Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is requested. Effective 5/1/2019, grades can only be submitted during the months of May-August to get a $20 statement credit reward. Students with a Discover it? or Discover it? Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 statement credit ("Good Grade Reward"). This will be applied to your account within seven (7) business days. One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened. Terms of Good Grade Reward Offer are subject to change.

            7. Reviews: Discover it card's average "Overall Rating" based on reviews by cardmembers as seen at http://www.fengjuan5.com.cn/credit-cards/student-it-card/reviews/

            8. Use Rewards at Amazon.com: Amazon is not a sponsor of this promotion. Amazon, Amazon.com, the Amazon.com logo and the smile logo are registered trademarks of the Amazon.com, Inc. or its affiliates. For complete details on how to Pay with Cashback Bonus at Amazon.com see Amazon.com/Cashback Bonus.

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