What is a Personal Loan? [Video] | Discover

            A personal loan from Discover gives you more

            Flexible-repayment-terms-icon
            Flexible repayment terms

            Choose how long you want to pay off your loan, from 36—84 months.

            Fixed-monthly-payments-icon
            Fixed monthly payments

            Lock in a fixed interest rate and your payments won't change.

            Loan-up-to-$35,000-icon
            Loans up to $35,000

            And because it's an unsecured loan, you don't need collateral.

            Choose how long you want to pay off your loan, from 36—84 months.

            Lock in a fixed interest rate and your payments won't change.

            And because it's an unsecured loan, you don't need collateral.

            Know your rate first—checking won't affect your credit score.

            Watch this quick video to learn more about personal loans

            The Benefits of a Personal Loan

            A personal loan can save you money on interest. ?79% of customers told us they saved money be consolidating debt with a Discover personal loan, with the majority of debt consolidation customers saying they saved an average of $308 per month.
            A personal loan can help you pay off debt sooner. ?81% of customers told us they paid off existing debt sooner with a Discover personal loan, with 59% reporting that they paid it off an average of 2 years earlier.
            A personal loan can help you reduce stress. ?80% of customers who consolidated debt with a Discover personal loan told us they felt less stressed.

            Common questions about personal loans

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            Discover personal loan reviews

            Discover Personal Loans 4.9 out of 5 (7427)Read All Reviews
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